All car owners must have auto insurance to drive legally. You may have serious legal problems if you do not have insurance and if someone hit you (or hit you) and car insurance does not belong to you or another person, legal problems: this is not the only thing you should to worry. You will have to worry about how vehicles will be repaired, if they can be repaired, and how doctors’ bills will be paid if someone is seriously injured.
If you had an accident, the first thing you should do is make sure your car insurance is valid at the time of the accident.
Most insurance agencies have a 24-hour hotline for the sole reason. If another person was involved, you must ensure that your insurance is also valid. The next step is to contact the authorities immediately so they can help control the situation and blame those responsible for the accident. This helps car insurance agencies determine who is responsible for repairing or paying medical bills. Having auto insurance is extremely important.
When you buy a car from an apex auto dealer, a private person or at an auction, you should immediately contact your insurance agent to inform you that you have purchased a new vehicle. Sometimes, the auto trader will have insurance for the vehicle it sold for 24 to 48 hours to protect it until you get your insurance. When you buy a car from an auto trader, always ask about the time insurance they may have. Also, always ask about the coverage of a new car with your agent before buying it.
If you have a car accident and your car is considered a total loss, the car can be used for car parts, if there are parts of the car that are not damaged. Many service stations receive accident vehicles when car parts can be stored and then resold at a reduced price for people who need them to repair their own cars. Reliable garages are an excellent source of auto parts that can save you money if you can work in your own vehicle or meet someone who can do the work for you.